Director Options helps company directors explore the options, pathways and specialist services that may be relevant to their circumstances. We review your enquiry and facilitate introductions to specialist firms where appropriate. No obligation, no jargon and no pressure. The options available will depend on your individual circumstances, and not every situation will have a straightforward outcome.
Whatever's happening with your company, understanding your options costs nothing.
Tax efficiency, extracting value, growth & planning.
Funding, restructuring, HMRC & insolvency.
Our Specialists Cover
Whether you're facing creditor pressure, HMRC debt, an overdrawn director's loan, or looking for a compliant exit - the areas that may be relevant depend entirely on your specific situation. Our specialists help you understand it.
HMRC or creditor debts mounting but still trading? There are structured routes - CVAs, informal arrangements, operational turnarounds - that don't automatically mean closure.
Understand your options →A director's loan can create personal liability and tax considerations. Some directors explore structured approaches to addressing director's loan balances and introducing or extracting funds from their company as part of wider business, ownership and tax considerations. Understand the key considerations and available options before making decisions.
Find out what's available →Profitable business but an inefficient tax position? Whether you're planning an exit or want to extract value, there are structured routes that exist for exactly this situation.
Explore your options →When closure is the right outcome, it should be handled correctly, protecting directors from personal liability. CVL, MVL and Administration should be handled ethically by specialist practitioners.
Understand the process →In some circumstances, a new company structure may allow a viable business to continue while prior liabilities are addressed through a formal, regulated process. This is not appropriate in all situations, is subject to strict legal requirements, and directors should seek specialist regulated advice before considering this route.
Get in touch to discuss →Your current tax structure may no longer be the most efficient. Established businesses sometimes review their company structure, profit extraction strategy and long-term ownership arrangements. Explore commercial tax structuring options. Understand the implications of different corporate structures. Speak to a specialist firm.
Explore your options →Some businesses with qualifying R&D-related receivables may be able to explore specialist funding options linked to expected payments. Availability, structure and eligibility depend on the individual circumstances and the funding provider's criteria.
Explore specialist funding options →Not every distressed business needs to close. Where viable, government-guaranteed loan facilities of up to £1 million - with 70% government backing - may allow a business to stabilise, restructure and recover rather than proceed to formal insolvency.
Discuss your options →Watch Outs
If it does, getting a clear picture of your options early makes a significant difference to what remains available to you.
Outstanding VAT, PAYE or corporation tax you can't clear in full. HMRC's enforcement posture has hardened significantly since 2024. Time to Pay arrangements need to be structured correctly.
Money drawn from the company in excess of what you've put in. This can create personal liability in insolvency - but there may be structured, suitable ways to address it before that point.
This is urgent and you should seek specialist advice immediately. A winding-up petition can freeze bank accounts and lead to compulsory liquidation. We can connect you with a regulated practitioner quickly - call us and we will prioritise your case.
Personal guarantees on business loans, leases or supplier credit put your personal assets at risk if the company can't pay. Understanding your exposure early opens more protective options.
Slower collections, creditor pressure building, payroll getting harder to meet. These are early-stage signals - and the earlier you act, the more routes remain open.
A solvent wind-down, voluntary liquidation or structured exit can protect your reputation, future directorships and any remaining asset value. How you close matters.
The Process
Complete the short form - name, email and a brief description of where things stand. No company documents needed at this stage.
A member of our team reads your submission, understands the nature of your enquiry and identifies the relevant specialist areas. These are options, not advice.
We contact you by email or phone. We explain what we've identified and what the next step looks like - with no pressure.
Where appropriate, and with your consent, we introduce you to a relevant tax, restructuring, insolvency or other specialist who can assess your circumstances and discuss the options available. For formal insolvency work, this will be a licensed insolvency practitioner.
The earlier a director seeks to understand their position, the more routes tend to remain open.
Discuss Your Options →Why Director Options
Where your situation requires formal insolvency work, we refer you to appropriately licensed specialist practitioners. Director Options itself is not a regulated firm.
Your enquiry is treated with complete discretion. We never share your information without your explicit permission.
We are not advisers. We help identify the specialist areas relevant to your situation and, where appropriate, make an introduction - clearly, without jargon, without obligation.
Restructuring, CVA, CVL, MVL, administration, director's loans and tax-efficient exits - not just one product type.
Many directors are unaware of recovery and restructuring pathways that may be available before formal closure is considered. Understanding the options can help provide greater clarity on potential next steps.
From sole director businesses with £50,000 in HMRC debt to companies carrying over £1 million in liabilities.
Common Questions
From Our Team
Practical, plain-English guidance on the issues directors face most often.
HMRC & Cash Flow
What time to pay arrangements, distraint action and winding-up petitions actually mean for you, and the options that are usually still available.
Read more →Director's Loan
Why an overdrawn DLA creates personal exposure, and the structured approaches most directors don't know exist.
Read more →Restructuring
A plain-English comparison of the main pathways, and how to work out which direction fits your situation.
Read more →